The United Methodist Church - 1445 Words

The United Methodist Church is growing and it is happening in nontraditional areas. Between 2005 and 2013 outreach ministries connected the UMC with diverse communities and created over 130,000 new disciples in His image. Outreach ministries believe in providing sustenance to who are without basic needs and envision a day without want. On this foundation, missionaries built programs and created an opportunity for growth. Through ministry, the UMC continues to provide support and generosity to those who need help while transforming missionaries’ actions into disciples across the globe. UMC apportionments equip ministries and change the world. The state of giving within The United Methodist Church has increased over the last decade. With the rise in consumer confidence, United Methodist congregations are healthier than almost a decade ago. The recession hurt everyone, but the US is finally seeing a proper economic recovery. Between 2009 and 2014, both new private housing permits issued and total construction spending increased by 81% and 7%, respectively. As unemployment fell to its lowest level since 2008, at 5.5% in June 2015, consumers are currently spending 21% more. Consumer confidence index beat projections and rose above 90.0 for eight straight months and indicate a 3% expansion in 2015 consumption. The US economy is in a better condition that six years ago and the UMC reflects these trends. The connection is showing signs of economic recovery through a slight 4.3%Show MoreRelatedThe United Methodist Church1405 Words   |  6 Pagesissues currently present in our culture should be approached by the church. One of the most delicate questions is how to deal with the awareness of the church and its followers of the complex biological and psychological nature of human sexuality. It is stated in The Book of Discipline of the United Methodist Church, 2012 that â€Å"God’s grace is available to all, that nothing can separate us from the love of God.† Besides, Methodists claim to be â€Å"in respectful dialogue with those with whom we disagreeRead MoreThe United Methodist Church1458 Words   |  6 PagesThe United Methodist Church is growing and it is happening in nontraditional areas. Between 2005 and 2013 outreach ministries connected the UMC with diverse communities and created over 130,000 new disciples in His image. Outreach ministries believe in providing sustenance to who are without basic needs and envision a day without want. On this foundation, missionaries built programs and create an opportunity for growth. Through ministry, the UMC continues to provide support and generosity to thoseRead MoreEconomics in the United Methodist Church776 Words   |  3 Pagesthis time, and the Methodist church is no exception. In addition to drops in attendance over the last half century, Religion News reports â€Å"The percentage of a church member’s income given to the church dropped to 2.3 percent in 2011 (the latest year for which numbers are available), down from 2.4 percent in 2010, according to the Empty Tomb study.† (Burgess) Because of this, many churches are feeling the strains of limited funds. But, there are ways that I believe that the church could possibly improveRead MoreThe Theology Of The United Methodist Church1050 Words   |  5 PagesBible to life. Subconsciously I was reasoning through my own theology, experie ncing God’s love through God’s people, absorbing the word from the biblical sermons, the creeds, and the hymns as we sung our faith together. My formation in The United Methodist Church was centered upon the Bible, the primary source of Christian belief and theological exploration. The Scriptures contain all things necessary for salvation. John Wesley stated â€Å"the substance of the entire Bible is summed up in two plain words-faithRead MoreThe General Conference Of The United Methodist Church2389 Words   |  10 PagesThe General Conference of the United Methodist Church voted in 1968 to abolish the African-American Central Jurisdiction and to merge all churches regardless of race under the new United Methodist Church. It set a goal for each Annual Conference area to merge together by 1972. South Carolina began discussions on merger as early as 1966, but it took until 1972 to accomplish the goal. The two conferences, the all-white 1785 Conference, and the African-American 1866 Conference merged at the 1972Read MoreThe United Methodist Church Of Mishawaka, Indiana1523 Words   |  7 Pages Coalbush United Methodist Church is in Mishawaka, Indiana. The Indiana Conference church development team selected Coalbush as a strategic location for potential growth. The church is located right off of the US 20 bypass on the south side of Mishawaka. The city is slowly moving out toward the country, which is how this church views itself: a country church. Mishawaka is not predicted to experience great growth in the next ten years with the make up of a household having little changeRead MoreChristian Beliefs Of The United Methodist Church990 Words   |  4 Pagesa Christian. Specifically, I belong to the United Methodist Church. My mother was a Catholic, but had decided to become a United Methodist and to raise me in that church. I have always believed in Christian beliefs such as God, Jesus Christ, and the Holy Spirit, as well as having read Bible stories since childhood and participating in Sunday School, Vacation Bible School, retreats, and many other things. I have many essential memories of being in church, from asking the pastor to allow me to finishRead MoreStanding On The Shoulder Of Giants1712 Words   |  7 Pages Standing on the Shoulder of Giants Two of the six movements/ traditions within the history of the church timelines are the contemplative and the holiness tradition. The contemplative tradition started in the fourth century and emphasis was placed on solitude, meditation, and prayer. The contemplative move is traced back to monks living as hermits in the desert in the Middle East. In history, they are known as â€Å"Desert Fathers,† Antony of Egypt wasRead MoreNature And Mission Of The Church1252 Words   |  6 Pagesi.)Describe the nature and mission of the Church. What are the primary tasks today? The nature of the Church is to be the universal body of Christ that is diverse, yet unified in mission. It is made up of faith communities or congregations that intermingle with the culture and place in which they live in order to live out the mission of the church. The nature of the church and its mission are interconnected to the point they cannot be separated . According to â€Å"Basic Christian Affirmations† : â€Å"WithRead MoreRelationship Between Law And Religion1268 Words   |  6 Pagesher how interconnected the church and legal system intersect. Pastor Sarah once a criminal lawyer is now a pastor, and has come across issues that she thought she would not have to encounter in her profession as minister. She states, â€Å"In the midst of this extended crisis and pain, she never, ever thought she would have to face these issues again of unjust distribution of punishments of the criminal justice system.† The heinous act of murder landed in the center of her church community. The murder of

Top Two Holland Vocational Types Are Conventional And...

My top two Holland Vocational types are Conventional and Investigative. I believe that these results are accurate since, according to my consistency theme â€Å"environments that are structured, predictable, and detail-oriented are likely to appeal to you† (Clifton, Anderson Schreiner, 2006, p. 254) coincidentally, my discipline talent reads â€Å"Environments that are structured and detail-oriented, with clearly established routines and procedures, will likely bring out your best† (Clifton et al, p. 258). For the Conventional vocational type, Clifton, Anderson, and Schreiner indicate that â€Å"in our study of college students, the Achiever, Analytical, Consistency, Discipline, Focus, Harmony and Responsibility themes were significantly, related to this vocational type† this includes three out of my five signature themes (p. 2.99). Also, for the investigative vocational types Clifton, Anderson and Schreiner indicate â€Å"careers that might be a good fit for t his vocational type include chemists, biologists, technical writers, medical lab technicians, clinical psychologists, computer programmers, and researchers of all kinds† (p. 298). It makes me feel comfortable that According to my signature themes and my top two vocational types, my current pursuit of a Computer Science Degree doesn’t seem to be a wildish idea. Somethings that I have learned from the UNC article are, the reasons why we procrastinate, the five myths about procrastination, and ways to combat procrastination. One of theShow MoreRelatedA Theory Of Careers And Vocational Choice Based Upon Personality Types1560 Words   |  7 PagesHolland Codes RIASEC refers to a theory of careers and vocational choice based upon personality types. Psychologist, John L. Holland, developed the theoretical framework behind the Holland Codes. Each letter or code stands for a particular type: Realistic (Doers), Investigative (Thinkers), Artistic (Creators), Social (Helpers), Enterprising (Persuaders), and Conventional (Organizers). According to Holland, a three-letter code represents a client s overall personality. The test consists of 48Read MorePsychology : Counseling And Therapy Professions Essay1489 Words   |  6 Pagesprivate practice and the non-profit foster care agency, I was able to gain an extensive amount of experience. I worked directly with case managers, psychologists, counselors, and others who allowed me to observe each of their jobs. After more than two years of working in the human services field, I knew I wanted to work with people and to help them better themselves. Theories Several psychological theories may be used to explain why I developed the way I did. The overarching theory I believe mostRead MoreGroup Schedule Now - Begin working on the research paper April 11th - Finish the paper Week of2100 Words   |  9 Pagescompanies have 4 employees or fewer. Because the industry is so well diversified, competition is high. For example, in property casualty insurance, the top 5 companies underwrote 30.6% of all policies by dollar value, leaving the other 69.7% of the market held by the thousands of smaller companies. The other two branches are similar. The top company in each of the three branches are: State Farm, United Health, and Metlife (respectively). Maturity of the Industry Insurance in the united statesRead MoreMy Career As A Career3874 Words   |  16 Pagespharmacist can work part-time if they are on maternity leave or stay-at-home mother s wanting to pursue a career. Education/Training/Certificates/Licensing To become a pharmacist, a bachelor s or a doctorate degree in pharmacy is required. One needs only two years of prerequisite education in university before applying to a pharmacy school. The classes one should take during their undergraduate degree should be courses in calculus, chemistry, biology, humanity, and English. Some pharmacy schools wouldRead MorePersonality and Emotions Exam5479 Words   |  22 PagesPersonality and Emotions Which of the following are classifications on the Myers-Briggs Type Indicator? Chapter 4 Personality and Emotions MULTIPLE CHOICE Personality 1. Personality is: a. always stable. b. a part of a person. c. an aggregate whole. d. comprised of traits that cannot be measured. (c; Easy; p. 93) 2. An individual’s personality is determined by: a. heredity. b. environment. c. situational factors. d. all of the above (d; Easy;Read MoreFundamentals of Hrm263904 Words   |  1056 PagesHRM 38 The Dynamic Environment of HRM 38 Laws and Regulation 38 Labor Unions 38 Management Thought 39 Structure of the HRM Department 40 Employment 40 Training and Development 41 Compensation and Benefits 42 Employee Relations 42 vi Contents Top Management Commitment 43 Effective Upward Communication 43 Determining What to Communicate 44 Allowing for Feedback 44 Information Sources 44 The Americans with Disabilities Act of 1990 62 The Civil Rights Act of 1991 63 The Family and Medical LeaveRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesSchadenfreude 120 Point/Counterpoint Sometimes Blowing Your Top Is a Good Thing 122 Questions for Review 121 Experiential Exercise Who Can Catch a Liar? 123 Ethical Dilemma Happiness Coaches for Employees 123 Case Incident 1 Is It Okay to Cry at Work? 124 Case Incident 2 Can You Read Emotions from Faces? 124 S A L S A L 5 Personality and Values 131 Personality 133 What Is Personality? 133 †¢ The Myers-Briggs Type Indicator 135 †¢ The Big Five Personality Model 136 †¢ Other Personality

Language Arts Essential Tool Used in Everyday Life Essay Example For Students

Language Arts: Essential Tool Used in Everyday Life Essay My Language Arts Experience Language Arts is an essential tool used in everyday life, Language Arts is used in everything trot music to poetry to even simple conversations with our friends, Language Arts is used, Language Arts in my life was introduced during my preschool days, tweaked in my teen years which has in turn resulted in the Language Arts I now know and used daily. Language Arts was first introduced to me at the tinder age of five years old in my kindergarten class. Language Arts from the get go Vass always a love hate allegations, to elaborate, like the art of language and the process it takes to come up with stuff in my imagination but its getting it from my imagination to paper has always been my problem. In the beginning though honestly hated Language Arts. Reason being, I have ADD Which has plagued my performance in Language Arts from the beginning. My teen years was my transformational years in Which I went from hating Language Arts to developing an interest for writing essays and structuring my thoughts. Teen years were the years finally began to transfer What was in my imagination to paper. Also found out during these years that developed a broad extension of diction. Was also introduced to social media were used an abundant of language arts tools to develop external connections that would never have been brought available if it wasnt for language arts. My teen years brought much maturity to my use of language arts, but to see how it has progressed to what it is now is a statement in its own right. The progression of my knowledge of language arts now has greatly enhanced since my pre-k days. The language arts I use now has helped me to express talents that didnt even know was capable of, that being the ability to write and produce my own music. The simple fact is that my thought process has totally changed with language arts from beginning to now, In the beginning, thought language arts was just a boring class we had to take but now have the possible opportunity to use my talent with music, which would have never happened if it assn for language arts, into a career. With that being said, I cannot thank language arts enough. Language arts is an essential tool used in everyday life. Language arts has now been proven that it is noticeable in everything around us. Prom language arts being introduced at five, to it getting tweaked and matured in my teens, and to it developing into a possible career for me, couldnt thank the introduction to language arts more.

Pure High Note free essay sample

A Pure, High Note of Anguish† by: Barbara Kingsolver Barbara Kingsolver’s â€Å"A Pure, High Note of Anguish,† expresses her painful grief in seeing innocent people die without having done anything to deserve it. To Americans, Kingsolver says â€Å"There are no worse days, it seems,† referring that 9/11 is the worst thing that’s ever happened in the world. Kingsolver symbolizes the children dancing in the street as the hatred that other countries have against the United States. Kingsolver believes asking, â€Å"Will this happen to me? is the wrong question because almost always people die without having done anything to deserve it. To Kingsolver, people almost always die without having done anything to deserve it. To this I agree. Over 3,000 people were killed during the attacks in New York City and Washington, D. C. , including more than 400 police officers and firefighters (History). As of June 2006, 1577 Louisiana residents had been confirmed as deceased as a result of Katina (Sharkey). We will write a custom essay sample on Pure High Note or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Motor vehicle crashes in the United States result in more than 40,000 deaths per year (Hitti). Each year globally, 12. million people learn they have cancer, and 7. 6 million people die from the disease (CDC). As most people would think, every one of these victims are innocent people who do not deserve to die. As seen above, these causes of deaths can be from attacks, natural disasters, accidents, and diseases. Death is something that occurs in nature and it is both inevitable and final (Cole). No one knows when, where or how they will die. The only thing that is certain is no one deserves to die. Kingsolver states â€Å"There are no worst days, it seems,† meaning that this is the worst thing that has ever happened in the world. Maybe it was the worst thing to happen in the world at that time, but for all of history no. On December 26th, 2004, in Southeast Asia an earthquake occurred out at sea in the Indian Ocean, which immediately caused a deadly tsunami to happen. An estimated 230,000 people died (Wikramanayake). Do we Americans believe that is the worst thing to ever happen in the world? Of course not because we think 9/11 is the worst thing to ever happen to us. â€Å"September 11, 2001, stands as the defining event of the 21st century. It was the worst day of my life and the best day. It was the worst day because of the incomprehensible death, destruction and evil. September 11 was also the best day because it put on display the very finest human instincts — compassion, courage, kindness, selflessness† (Giuliani). These are the words of former New York Mayor Rudi Giuliani, who was the mayor during 9/11. Kingsolver’s child was wondering why there were children dancing in the streets after the news of 9/11. I actually thought the same and remember vividly watching when this occurred on the news. Kingsolver symbolizes these children dancing in the streets as people showing their hatred towards the United States. Everybody knows there has been much anti-Americanism in the Middle East (Tooley). Yet it is undeniable that many Middle Easterners have good reason, from their perspective, to hate the USA (Tooley). In Iraq, for example, it would be amazing indeed if the ferocious death rate among civilians especially children since the embargo and the steady number of civilian casualties from our continued bombing had not created feelings of hatred which would give cause for celebration now (Tooley). Kingsolver and others believe that our country needed to learn how to hurt from these attacks. I believe that is true and that we have also overcome the hurt. Al Qaeda’s intentions of these attacks were to break the United States down. But I believe that it only made the United States stronger as a nation and more aware of threats against us. Psychologically, the nation joined together in a unity that had not been seen since the end of World War II (Jensen). When it comes to our national security and our awareness of the threat from Islamic extremists, we are better prepared than we were but not as prepared as we should be. Our intelligence base is better and our airport security is better, for all its frustrations,† (Giuliani). â€Å"Will this happen to me? is the wrong question, I’m sad to say. † The question should really be, when will this happen to me? That question is unknown to everyone. No one can predict the moment of death (Scott). People wake up each day and have no clue what will happen to them.

Blue Jeans Essays - Marketing, Management, Strategic Management

Blue Jeans Marketing Plan for the introduction of Wide-bottom jeans Business Mission Purpose In order to understand why the Wide-bottom Jeans Group exists, it is inalienable to especially focus on one person, the founder and the core of the company Christie Clark. Her personality alone already legitimates the purpose of the company, playing the role of the every positive thinking entrepreneur, that is strongly drawing together stakeholders and employees by showing them that they can commit themselves to the business not only because of financial benefits. Clark`s and therefore Wide-bottom's higher ideal just simply seems to be to have fun and find new challenges while doing business. Strategy Wide-bottoms core strategy seems to be to go into those markets were complacent industries have held high prices for years because of their monopolistic size. And they try to take an advantage of that complacentness. The markets itself can not be defined exactly as the Wide-bottom Group never had a ?core business thing. Thus the business where Wide-bottom wants to be in is also hard to define, but there is an opportunity for Wide-bottom wherever the monopolistic position of a competitor can be beaten. Another basic strategy of the Wide-bottom group is always to use its undoubtedly strong brand name which is one of the view that is elastic enough to bind together a ?clutch of diverse products without snapping. It is part of Clarks strategy that the Brand name is not so much a product that it stands for, rather it stands for values: youth, ?iconoclasm, cheeky and perky informality. This provides the Wide-bottom Group with a flexibility that is almost unbeatable in terms of bra nd name. The key is to make sure that the Wide-bottom name stays fresh and not to overuse it, and certainly the product has to have a certain quality. The third part of any Wide-bottom strategy that has to be emphasized, is the strategy of ?public figure marketing. Like no other entrepreneur in Longview, Texas, Christie Clark has the talent to market her products by going into the media with extraordinary actions that get her into the front-pages of the newspapers without paying any money for this advertisement. Company Values The values seems to be having fun in the business and to do things differently. The goal of the Wide-bottom Group is to be the ultimate outlet and to provide the best value for money to customers. They believe that there should be some kind of fun to go into the big monopolistic businesses and then shake them up by offering good value quality based products, and a better service and people care to the customers and last but not least to make a profit at the end of the day. Overall the mission statement has clearly been defined by Christie Clark over the last 5 years. She has the Vision, the strategic intent, and she is the motivator for any person who is part of the company. Strengths The Wide-bottom group has the advantage that they are experienced in two different kinds of distribution. Firstly in stationary trade and secondly in mail ordering. The group is far less integrated than other big groups like Daimler or Smiths Industries. This gives Wide-bottom the advantage of higher flexibility. This effect is even more extreme since Wide-bottom has very small Strategic Business Units. The Wide-bottom Group has a strong brand name incorporated by Christie Clark and is experienced in introducing new products in an competitive marketing environment. Weaknesses The strength of being not too integrated into the concern can also be a weakness, when errors are discovered too late because of a too loose supervision or when the support of the mother company becomes insufficient or because of sluggish communication. Christie Clark's chaos approach is therefore less efficient. Opportunities The jeans market is an old and established market. The leading companies - being in the market for a century or more - have established themselves in a monopolistic situation with the help of huge advertising budgets. The magic concept of Christie Clark in the past was to exploit the inefficiency of these kinds of markets normally protected with high barriers of entry. Threats The jeans venture is only one of the many in the big group and could

Free Essays on Shinto

What is the meaning of Shinto? Shinto is a nature- focused religion in Japan and deals with a number of Japanese mythological rites and has gone through many changes or the years. Today Shinto emphasizes the harmony of natural beauty and a clear perspective of reality. Shinto celebrities’ clarity and the contact with the diverse forces of nature. The word kami is described as something that possessing power that no individual believer does. Kami is used to identify something that is physical, animate, spiritual, or inanimate objects. In American culture though we have no set religion, which means people are allowed to believe and pray to whom ever they choose to pray to. Therefore, most religions that is in the American come from the Middle East, Europe, Asia, and Africa. This lets Americans be able to believe in whom every they want to and they will not be prosecuted for these actions. Yet when a person dies in the United States may people put something by their tombstone or where they died, so that the person who dies knows that people did care for this person. Shinto has shrines to embrace much more then just religious practice. Shinto shrines are made up of wood and are generally situated near sacred trees and flowing water. When a person passes through one of these shrines, tori, he or she is regarded as having left the world of finite things and entered the realm of infinite power where the kami may be invoked for the purpose of the ceremony at hand. In American culture we do not have things like this we have either a church, or another place of worshiping. Where we go to confess our sins or ask the spirits for guidance through our days on earth. Yet when a person dies in America people go through a whole grieving process either set flowers, photos, or stuffed animals down by a person’s grave. This helps people deal with the lose of a loved one and makes them feel a little bit better about this person d... Free Essays on Shinto Free Essays on Shinto What is the meaning of Shinto? Shinto is a nature- focused religion in Japan and deals with a number of Japanese mythological rites and has gone through many changes or the years. Today Shinto emphasizes the harmony of natural beauty and a clear perspective of reality. Shinto celebrities’ clarity and the contact with the diverse forces of nature. The word kami is described as something that possessing power that no individual believer does. Kami is used to identify something that is physical, animate, spiritual, or inanimate objects. In American culture though we have no set religion, which means people are allowed to believe and pray to whom ever they choose to pray to. Therefore, most religions that is in the American come from the Middle East, Europe, Asia, and Africa. This lets Americans be able to believe in whom every they want to and they will not be prosecuted for these actions. Yet when a person dies in the United States may people put something by their tombstone or where they died, so that the person who dies knows that people did care for this person. Shinto has shrines to embrace much more then just religious practice. Shinto shrines are made up of wood and are generally situated near sacred trees and flowing water. When a person passes through one of these shrines, tori, he or she is regarded as having left the world of finite things and entered the realm of infinite power where the kami may be invoked for the purpose of the ceremony at hand. In American culture we do not have things like this we have either a church, or another place of worshiping. Where we go to confess our sins or ask the spirits for guidance through our days on earth. Yet when a person dies in America people go through a whole grieving process either set flowers, photos, or stuffed animals down by a person’s grave. This helps people deal with the lose of a loved one and makes them feel a little bit better about this person d...

Literacy and ESOL Theories and Frameworks Essay

Literacy and ESOL Theories and Frameworks - Essay Example The learning theories and frameworks can in another way be termed as the philosophical or conceptual orientations that seek to explain the ways of human learning. One of the popular and applicable theories of teaching English is known as the Behaviourist Theory, and was influenced European empiricism around 1914. In this theory, [English] writing, which includes both writing and speaking, occurs as a response to environmental stimuli (Harasim, 2012, p. 13). This means that it can be observed, described, and manipulated. As an English instructor, one can apply this theory in ensuring effective learning is achieved. In explanation, teaching can be perceived of as a process that involves practice, repetition, and rewards. In practice, the instructor should ensure that the teaching they give is put to use such as in writing compositions or oral reading. In repetition, learning can be effected by going over what is being taught over and over again. Finally, rewards should be applied by me thods such as testing what has already been taught. These tests determine the level of learning that has been influenced. The second effective learning/teaching framework in an ESOL language is defined by the Cognitive Theory. This theory has been applied in this context since the 1950s. In its application, the Cognitive Theory defines learning as complex and deep psychological phenomena such as schemas (organized patterns of thought or behaviour), processes for learning, and motivation. In short, English learning can be effectively taught through phases occurring with gradual complexity. In a good way, linguistic learners learn English from playing an active role in the process as well as making their own mistakes. In applying such, memory and problem-solving skills are put into consideration. Instructors apply this theory by subdividing it into three variables, namely

Economic Development and Corruption Essay Example | Topics and Well Written Essays - 1500 words

Economic Development and Corruption - Essay Example In a developing economy there is improvement in the standard of living of people and focus on environmental stability also increases. Economic stability can sometime also give rise to materialism. People strive hard to make more money and they often use unethical means to achieve their materialistic targets. One such unethical method is corruption. Different people hold different views about the impact of corruption on the economic development. Many people view it as a barrier to economic development while others believe that it does not impact the society and economic development much (Easterly 2006). This paper is going to discuss various anecdotal evidence and view that people have about corruption in relation to economic development. Economies in the transition face often have large number of lobbying efforts going on. These economies are aiming for economic development and hence they do not care much about lobbying efforts and governments of these economies are more susceptible to lobbying pressures than a government of a more developed nation. The evidence and research shows that these lobbies often pay huge sum of money to the government pressures to accept their demand. The corrupt political system in these countries makes it possible for people to form lobbies and put pressure on political leaders. These leaders often get directions from these lobbies if they pay them well. Since many lobbying groups are fighting for what is good for their own business, they end up doing well for the society also. The theory of invisible hand comes into play here. The theory states that any action done for one’s own self motive or profit will eventually translate into good for the society. Hence, corruption in all cases is not bad and research on 4000 firms in developing countries shows that corruption has played a role in the economic development of a nation. (Campos & Giovannoni 2007) In another paper, it was argued that corruption is essentially bad for a gro wing economy. First of all, corruption reduces the value of shareholders. In growing economies where corruption is extremely high, the expected profit that the shareholders expect to make does not materialize. Much of the profit is lost in the corrupt red-lines of bureaucracy and hence shareholder value goes down in the corrupt economies. Many foreign companies therefore try not to invest in corrupt nations fearing that returns on investment in these economies would be far less than if the investment is made in the local setting. This reduces foreign direct investment flows into the corrupt economies and poses a big problem for the economic development. This argument shows us that corruption can be a big barrier in the economic development of a nation. (Weitzel & Berns 2006) In a recent paper written by a well known economist, it was argued that corruption is actually good for the economies. It increases the flow of wealth in the economy from one hand to another and promotes economi c activity which leads to economic development. It was argued that corruption becomes bad when the corruption money goes out from the system. Evidence shows that many political and rich figures in the developing economies put their money in bank accounts in the foreign countries. This is an example of money flowing out of the system and this money does not promote any

Cultual Awareness, Understanding, and Acceptance Essay

Cultual Awareness, Understanding, and Acceptance - Essay Example Holme and Gronlund define subcultures as groups of individuals that, through a value or belief system, make conscious decisions to further differentiate themselves from the other cultural groups to which they might otherwise traditionally belong (Holme and Gronlund, 2005). For example, a child may be born African American and immediately be identified with that culture, but decisions that are made after that, such as religious beliefs, sexual orientation, or other aspects of worldview, may place that child within more narrowly defined subcultures. It is important for educators to have a thorough understanding of both the evangelical Christian and Goth subcultures, albeit for differing reasons. The evangelical Christian subculture, which consists of several Protestant churches, is critical because it is a growing and influential group. According to the US Census Bureau, 43 percent of Georgians identify themselves as evangelical Christians, a figure that closely resembles the 47 percent nationally that identify as evangelicals (Spengler, 2004 and US Census Bureau, 2003). Evangelical Christians must be understood not only because of their power as a group, but also because of their traditionally negative view toward public education. Many evangelical Christians are openly opposed to the secular nature of public education, and many Georgia parents do, in fact, enroll their children in private religious schools. It is important for the public school educator to be conscious and respectful of the strong belief system that may be he ld by evangelical Christian students, while also remaining mindful that unwavering support of the public school system may not exist in the students' homes. The Goth subculture is important for educators to understand primarily because of the stereotypes that exist about it and because of the underlying factors that may drive students toward the lifestyle. The Goth subculture is defined by a macabre style of dress and makeup - typically black clothing and nail polish, perhaps with mascara and even a white foundation makeup on the face - and the use of Christian and sometimes pagan symbolism (Robinson, 2006). The Goth subculture is present in Georgia, with sizable populations in areas such as Atlanta and Athens (Ford, 2006). History demonstrates that other students may be fearful of students who adopt the Goth lifestyle and research has shown that the students who adopt the lifestyle are often troubled, frequently dealing with feelings of isolation, depression, and even the desire to self-harm (Vince, 2006). Naturally, it is pointless and even counterproductive to paint all evangelical Christian and Goth students with the same brush. Without doubt, there are evangelical Christian students whose parents believe strongly in public education, just as there are certainly Goth students who are well adjusted psychologically. However, there are certain beliefs, values and tendencies that run through these groups. Because it is the job of an educator to teach - and to also make a genuine effort to understand - his or her students, it is important to gain an understanding of these two critical subcultures. Research methodology The research methodology for this paper will focus on the analysis of both

Impact of Credit Risk Management on Profitability

Impact of Credit Risk Management on Profitability Credit Risk arises because there is a possibility of a risk that the counterparty defaults on the loans and bonds held by the institution (Cornett) The Ultimate advantages of Credit Risk Management are being accepted by Financial Institutions now and Risk Managers are focusing on different Risk Management Models in looking for different Business Opportunities (Heinemann). However in general Financial Institutions that make Loans or buy bonds with long maturities are more exposed than Financial Institutions that make loans or buy bonds with short maturities. This means for example that banks, thrifts and life insurance companies are more exposed to Credit Risk than are money market mutual funds, since Banks and life insurance companies tend to hold longer maturity assets in their Portfolios than mutual funds. (Cornett) Basel is an agreement that requires the imposition of risk-based capital ratios on banks in major industrialized countries. Considering the weaknesses of the simple capital-to-assets ratio, members of Bank for International Settlements (BIS) along with U.S decided to implement two new risk-based capital ratios for all commercial banks under their jurisdiction in 1988. The BIS phased in and fully implemented these risk based capital ratios on January 1, 1993, under what has been known as the Basel Accord (now called Basel I). Credit risks of assets are included into Capital adequacy ratio into Basel Agreement of 1993. This was followed with a revision in 1998 in which market risk was incorporated into risk-based capital in the form of an add-on to the 8 percent ratio for credit risk exposure. In 2001, the BIS issued a consultative document, It was proposed in the basel-II or the new basel system that the operational risk should be the part of Capital requirements with effect from 2007 and updated the credit risk assessments in 1993 agreement. This agreement was adopted in June, 2004. (Cornett) Basel-II or the new basel system consists of three pillars which are discussed below, these three pillars play a vital role in the safety and soundness of the entire financial system. PILLAR 1 CREDIT RISK: On Balance Sheet and Off Balance Sheet (Standardized vs. Internal Ratings Based approach) MARKET RISK: Standardized vs. Internal Ratings Based approach OPERATIONAL RISK: Basic Indicator vs. Standardized vs. Advance measurement approach) PILLAR II Regulatory supervisory review so as to complement and enforce minimum Capital Requirements calculated under Pillar 1 PILLAR III Requirements on rules for disclosure of Capital Structure, risk exposures, and Capital Adequacy so as to increase Financial Institutions transparency and Enhance Market/Investor Discipline. Like in every other Country in Pakistan also the State Bank of Pakistan issued a Road Map or Guidelines for Implementation of Basel-II in Pakistan and the deadline issued by State bank for the completion was December 2006. PROBLEM STATEMENT Capital Regulation, Supervision and Market Discipline are the foundation of Basel-II, and to improve the Risk Management Procedures for bringing stability in the financial System, the Banks and Financial Institutions were required to establish an adequate setup and report to SBP the name and other Particulars of the Person responsible for Implementation before 31st May 2005 We will study the impact of Basel II on the credit risk management by considering two parameters i.e. NPLR and CAR. By studying these ratios, we find out that how Basel II is useful in management and reduction of risk and finally determine the role of credit risk management in increasing the profits of banks. RESEARCH QUESTION As per the background discussed earlier, out task is to research: The impact of credit risk management on the profitability of commercial banks in Pakistan. PURPOSE Our research will find out the importance credit risk management in the profitability of commercial banks in Pakistan and how Basel II helps in reduction of credit risk and management by using some techniques and methods that will control the amount of non-performing loans. The purpose of the research is to explain the impact of credit risk management on profitability of commercial banks in Pakistan, that what is the role of BASEL-II in the management and reduction of credit risk by controlling the amount of non performing loans through methods, Processes and limits imposed in BASEL II. JUSTIFICATION Our research will explain the influence of credit risk management on the profitability of commercial banks. This research will be very helpful for the banking industry in Pakistan as it is directly related to the profitability of banks. It will provide them with the guidelines that how they could manage and minimize the credit as per the rules and regulations provided in Basel document. SCOPE Our research is significant and important in a way that it will determine the dependency of profitability on credit risk management and it will study Basel I and Basel II and determine their difference and whether the regulations in Basel II puts any betterment in managing the risk. LIMITATIONS OF THE STUDY We are conducting our research on the private commercial banks of Pakistan based on the conventional banking system. It will help us on concentrating and focusing only on one sector of banking industry and determine valid and authentic results. Public sector banks, Islamic banks, investment banks, micro-finance banks are included in the research. Basel II was put into account from December 2006 that is why we have included the data from financial statements of 2007 to 2009 as we have studying the relation between profitability and credit risk management after Basel II is implemented. The study is limited to two independent variables for measuring credit risk management that are NPLR and CAR, and one dependent variable for measuring profitability which is ROE, the reason for choosing the above mentioned variables will be discussed in the methodology. LITERATURE REVIEW ROE PROFITABILITY INDICATOR ROE (Return on Equity) refers to the ratio of Net Income to the Total equity capital. ROE indicates that how much the bank has earned with the investors capital. It measures that how well and efficiently a company uses its investors funds to generate profit. It is used as a comparative too between two companies or banks. Its the ratio of net income and share holders equity. But in the Case of Bank ROE can be increased if the Capital decreases, but as the Capital decreases, the bank is exposed to risk of insolvency, and thats the reason that regulators continuously monitor the minimum capital requirements for Banks. ROA(Return on Assets) indicates that how efficiently the management uses its assets to generate income. Its the ratio of net income and total assets. Both ROA and ROE are expressed in percentage. CREDIT RISK MANAGEMENT INDICATORS According to a research of Risk management practices followed by commercial banks in Pakistan. It was identified that the major risk faced by banks in Pakistan as well as internationally is the Credit Risk. Because the core banking business is all about creation of Credit, through which commercial banks generate their Profits. When it comes to Credit Risk, the most important aspect are the financing decisions followed by the commercial banks, because ultimately it ends into Credit risk. The State bank has also introduced some tough regulations when financing individual as well as SMEs and Corporate Customers, such as obtaining the BBFS(Borrowers basic fact sheet) and other restrictions as mentioned in the Prudential Regulations. Now what indicates that Credit Risk is increasing for the Banks is the NPLR(Non Performing Loans Ratio) which indicates that the financing generated by the banks are not recovering and as such the Non performing Loans are increasing which ultimately leads to Credit Risk. (Nasr, 2009) CAPITAL TO ASSETS RATIO It measures the Ratio of a Banks Book value of core Capital to the Assets book value. The Lower this Ratio, the more highly leveraged the bank is. Primary or core Capital Banks common Equity (book value) and perpetual preferred stock plus minority interests in consolidated subsidiaries (Cornett). RISK IN BANKS As Banks perform different financial services to their Clients they face many types of risk. There are number of assets in a banks Portfolio which are subject to different types of risks, such as default or Credit Risk. As Banks expand their services, they are exposed to foreign exchange risk. When the Assets and Liabilities in the Balance Sheet of Banks mismatch, they are further exposed to a risk known as Interest Rate Risk. If financial institutions actively trade these assets they are further exposed to Market Risk or asset price risk. Increasingly FIs hold contingent assets and liabilities off the balance sheet which represents off balance sheet risk, Moreover some all Financial Institution and Banks are exposed to some degree of Liability or withdrawal which exposes them to Liquidity risk. Finally the Risk that the Bank may not have enough Capital reserves to offset a sudden loss incurred as a result of one or more of the risks they face creates insolvency risk for the Banks. ( HOUSTON, 2008) CREDIT RISK MANAGEMENT Capital Adequacy Ratio (CAR) is used by Regulators of Banking System to assess the Banks financial Position especially the Capital to Assets Ratio as it does not falls below the required level so the bank is stable enough against the losses. State Bank of Pakistan the Regulator of Commercial Banks in Pakistan Monitor the Capital Adequacy Ratio of Commercial Banks to Provide Protection to the Depositors. A minimum Capital Ratio affects the leverage of Commercial Bank since highly leverage commercial Banks are more towards the chance of Credit and Interest rate risk and ultimately falling into Bankruptcy There are major 2 types of Capital for Banks. Tier-I Capital is closely linked to banks book value of equity, reflecting the contribution of a banks owners. Tier two is a broad array of secondary capital resources, which includes the loan reserves upto 1.25 % of risk adjusted assets plus various debt instruments. BENEFITS OF CAPITAL ADEQUACY RATIO In the initial Phase capital adequacy ratio does not take into account different risk Profiles of different class of Money market instruments, since some assets are highly risky and some debt instruments are almost risk free, such as Government bonds, where as the some instruments such as loans granted to Individual by a commercial bank can result in a default which accounts for Risk. So the advantage of Capital adequacy is as it takes into account risk profiles of all investment. (Schweser, 2008) BANKING REGULATIONS IN PAKISTAN The banks in Pakistan works under the BANKING COMPANIES ORDINANCE, 1962 (L VII OF 1962) and THE BANKING COMPANIES RULES 1963 made under the ordinance. (As amended up to 30th June, 2007) (State Bank of Pakistan, 2007)) METHODOLOGY RESEARCH APPROACH While doing the research, we are focusing on our research task and not to go beyond our specified boundary. Thus, were using deductive approach. We are also referring previous researches and theories related to our field of interest because we are studying a general phenomena i.e. relationship between profitability and credit risk management in conventional banking system of Pakistan. We are using quantitative method of study. We analyze the data with the help of regression model and the annual reports of the selected banks. The regression output makes us answer our research question. RESEARCH RESIGN We are conducting the research based on two factors i.e. profitability of banks and credit risk management thats why the design of research is co-relational. Our research will explain the relationship between the two and how credit risk management affects the profitability of banks in Pakistan. RESEARCH STRATEGY We are identifying the impact of credit risk management on profitability and For it, we have adopted the strategy of taking help from the previous records, studies and researches in this field and the statistics and data required for performing the test is obtained from the annual reports of the respective banks available on their websites. SAMPLING The population for the research consists of 20 private commercial banks out of the 54 banks operating in Pakistan. All the 20 chosen banks are working under conventional banking system as we are only focusing on conventional banks and all other banks such as Islamic banks, investment banks, micro-finance banks and public sector banks are not included in our research. The reason for this is to appropriately focus on one sector. On the basis of random sampling, 15 commercial banks are selected: Habib bank Ltd, MCB Bank ltd, Allied Bank Ltd, United Bank Ltd, Standard Chartered, Bank Alfalah, Faysal Bank Ltd, Bank Al-Habib, NIB Bank ltd, My Bank, RBS, Atlas bank, Arif habib Bank, Habib Metropoliton bank, JS Bank and Askari Bank ltd. In this research we are establishing the relation between profitability and credit risk management after implementation of BASEL II in Dec2006, therefore data is obtained from annual reports of 2007 to 2009. There are total 30 observations for each of the var iable used in this research. DATA COLLECTION Data and statistics for the tests are obtained from annual reports of 2007 to 2009. Well consider credit risk management disclosure, financial statements and notes to financial statements within the annual reports of the sample banks. RESEARCH INSTRUMENTS No research instrument is required in our research because the data used to conduct tests is secondary obtained from the annual reports of the banks from 2007 to 2009. DATA ANALYSIS Multiple regression analysis is used in our research i.e. the relationship of one dependent variable to multiple independent variables. The regression outputs are obtained by using SPSS APPLIED REGRESSION MODEL Dependent variable ROE and independent variables NPLR and CAR are considered in our study and all of them are numeric type. Therefore, multiple linear regression model is applied. DEPENDENT VARIABLE In many of the previous researches, ROE is used for the profitability of banks, Therefore, we have also used it as the indicator of profitability in the regression analysis.. According to Foong Kee K. (2008) indicated that the efficiency of banks can be measured by using the ROE which illustrates to what extent banks use reinvested income to generate future profits. INDEPENDENT VARIABLE NPLR and CAR are the indicators of credit risk management and they chosen as the independent variables because credit risk management affects the profitability of banks. NPLR, in particular, indicates how banks manage their credit risk because it defines the proportion of NPL amount in relation to TL amount. NPL amount is provided in the Notes to financial statements under Loans section. And the total loan amount is provided in the balance sheet of the banks in their annual reports. TL amount, the denominator of the ratio, has been gathered by adding two types of loans: loans to institutions and loans to the public. Thus, calculation of the NPLR has been accomplished in following way: NPLR = (NPL amount) Ã · (TL amount) CAR, CAR is regulatory capital requirement (Tier 1 + Tier 2) as the percentage of Risk weighted asset. The bank has to maintain a specific percentage of CAR to manage their Credit risk according to requirement of State bank of Pakistan. The minimum requirement for Banks on consolidated as well as standalone basis has been increased to 10%. RELIABILITY AND VALIDITY While doing the research two concepts must be taken into account i.e. reliability and validity. Reliability refers that the data is consistent and whatever be the conditions, it would be remain same. But its not necessary that every reliable and consistent data is valid. If we have any systematic error in the instrument then every time it would be encountered in the measurement, thus the observations would be reliable but not valid. In our research, we have taken the data from the annual reports of banks available at their websites. These are the official reports made by the rigorous efforts by the management of banks and authenticated by the higher management; therefore the facts and figures in it would be valid as well as reliable and will help us in getting true results. CONCLUSION The aim of the study is to determine the impact of credit risk management on profitability. It is important to note that sample size represents 75% of the total population i.e. private commercial banks. That covers the major portion of the population, giving more accurate results. The results obtained from the regression model show that there is an affect of credit risk management on profitability on reasonable level with 41.8% possibility of NPLR and CAR in predicting the variance in ROE. So, the credit risk management strategy defines profitability level to an important extent. Especially, NPL amount appears to be adding the most weight to that than CAR. CAR is having negative impact on ROE, but on the other hand the significance value of CAR is 0.171which is greater than the p-value i.e. 0.05, which means that the value of coefficient for CAR is zero, making the affect of CAR on ROE nil. Only NPLR is significantly affecting the value of ROE. In the end it is to be recommended that bank should focus on maintaining and controlling amount of non performing loans to ultimately getting higher ROE, which ensures the better profitability.

Paragraph example Essay

Brainstorming -You get a limited response face a possible crash -There is a reduction in the ability to concentrate and remember. -Don ´t drink more than you should to maintain your physiological faculties’ alerts to drive. -The consumption of alcohol affects the driver behavior. -The driver ´s reaction also becomes slower -The law allows up to 50 milligrams of alcohol in your blood -Driving under the influence of alcohol you could hit a car or even a person. -Driving under the influence of alcohol is the 9th cause of car accidents. -When you are drunk your thought processes and reflexes are slowed down. -You should not drink more than two beers. Outline Topic Sentence: Driving under the influence of alcohol has serious consequences in your driving skills. Supporting sentence1: When you are drunk your thought processes and reflexes are slowed down. Supporting details: You are unable to make good decisions on the road Supporting sentence2: The driver ´s reaction also becomes slower Supporting details: You get a limited response face a possible crash. Driving under these circumstances you could hit a car or even a person. Supporting sentence3: Don ´t drink more than you should to maintain your physiological faculties’ alerts to drive. Supporting details: Because the law allows up to 50 milligrams of alcohol in your blood, you should not drink more than two beers Concluding Sentence: If you are considering drinking and driving therefore you must designate a driver or look for a cab. Drinking and driving, such as bad idea†¦ Drinking alcohol has some serious consequences in your driving skills. When you are drunk your thought processes and reflexes are slowed down. Therefore, you are unable to make good decisions on the road. The driver ´s reaction also becomes slower. You get a limited response face a possible crash. Since driving under these circumstances you could hit a car or even a person. Moreover don ´t drink more than you should to maintain your physiological faculties’ alerts to drive. Because the law allows up to 50 milligrams of alcohol in your blood, you should not drink more than two shoots. In conclusion if you are considering drinking and driving so you must designate a driver or look for a cab.

Usmle Step 2 Ck Review Notes

J 1 J Premenopausal Pelvic mass ?-hCG test + Sono: simple cyst + Sono: complex/solid + Acute severe pain  © Elmar P. Sakala, MD, MPH J J (c) Elmar P. Sakala, MD MPH (2011) 2 CV disease & Hormone Therapy J Recommendations: HT (E+P) 2003 Critique of WHI study  © Elmar P. Sakala, MD, MPH  © Elmar P. Sakala, MD, MPH (c) Elmar P. Sakala, MD MPH (2011) 3 Menopause WHI â€Å"WINDOW of OPPORTUNITY† Critical period for maximum response to HT 10 yrs too Late!! Start HT here  © Elmar P. Sakala, MD, MPH Nonoral Options in Hormone Therapy, OBG Management supplement to November 2004 Not Here Natural HistoryTreatment Non-contraceptive Benefits Steroid Contraception Progestin Progestin Progestin Hysterectomy v Dysmenorrhea v DUB v PID v Ectopic preg suppress PG release stabilizes endometrium thickens cervical mucus thickens cervical mucus TAH, BSO  © Elmar P. Sakala, MD, MPH  © Elmar P. Sakala, MD, MPH (c) Elmar P. Sakala, MD MPH (2011) 4 Metabolic Effects Steroid contraception He althy lipid profile (^ HDL, v LDL) Oral Contraceptives Risk of CANCER Estrogen mediated THROMBOSIS ^ venous & arterial v Endometrial ^ Cervical = ^ Breast Ovarian Unhealthy lipid profile (v HDL, ^ LDL)Progestin mediated  © Elmar P. Sakala, MD, MPH Contraception Review Intrauterine Contraception Steroid Contraception  © Elmar P. Sakala, MD, MPH (August, 2011)  © Elmar P. Sakala, MD, MPH (c) Elmar P. Sakala, MD MPH (2011) 5 Contraceptive Failure Rates Reversible Methods Basic Principles of Contraception Avoid contraindications  © Elmar P. Sakala, MD, MPH  © Elmar P. Sakala, MD, MPH Basic Principles of Contraception Avoid contraindications FEW Complic Completed childbearing Sterlization  © Elmar P. Sakala, MD, MPH (c) Elmar P. Sakala, MD MPH (2011) 6 FEMALE – Next step in management? -hCG ? -hCG ? -hCG ? -hCG PREGNANCY – Next step in management? OB sono OB Sono OB Sono OB SONO J J (c) Elmar P. Sakala, MD MPH (2011) 7 Pathophysiology J F E T U S Vol of RBC need ed: varies from 0. 1mL to 450 mL M O M J Mechanism of FHR Decelerations HEAD Compression Compression CORD PLACENTAL Insufficiency  © Elmar P. Sakala, MD, MPH (c) Elmar P. Sakala, MD MPH (2011) 8 Fetal Fibronectin â€Å"Trophoblast Glue† Matrix that bonds Trophoblast to Decidua Predictor of Preterm Delivery  © Elmar P. Sakala, MD, MPH Cervical Length Vaginal Sonogram Saggital Image Normal: > 25 mm 1 3 4 (c) Elmar P. Sakala, MD MPH (2011) 9 Described in notes p. 44 Agent TOCOLYTIC agents Side Effects Contraindications J MgSO4 ? -Adrenergic Agonists Ca++ channel blockers PG synthetase inhibitors Muscle weakness Renal insuffic Respiratory depression Myasthenia gravis Pulmonary edema v? BP, tachycardia, ^ glucose, v K+, Pulmonary edema Tachycardia, v BP Myocardial depression Cardiac disease Diabetes Uncontrolled ^T4 Cardiac disease Hypotension Oligohydram, Gestational age IU closure PDA, Necrotiz enterocolitis > 32 weeks J (c) Elmar P. Sakala, MD MPH (2011) 10

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Employee Empowerment and Motivation Essay Example for Free

Employee Empowerment and Motivation Essay Employee empowerment is the process of enabling or authorizing an individual to think, behave, take action, and control work and decision making in autonomous ways. It is the state of feeling self-empowered to take control of ones own destiny (Heathfield, n.d., 1). In other words, giving the employees the power and ability to make decisions that affect not only their department but the company as a whole as well. Empowerment has become an increasingly used human resources (HR) catchphrase when analyzing the corporate world of today. Empowerment of the employees can increase employee morale, improve company performance, and improve employee relations, however is not an overnight process. All levels of employees, supervisors, and executive management have to work together and be properly prepared in order to make an empowerment program successful. 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All levels of employees within the company must be prepared and in agreement with the idea in order to make it work. Expectations must be communicated from the top most levels of management down to the base employees and vice versa in order for empowerment to work. Flat OrganizationOne of the first steps in successful employee empowerment programs is the flattening of the organization structure and its organizational chart. When the organization has too many decision makers and not enough line employees, conflict is inevitable and empowerment will not be successful. This change in organization may include the restructure of elimination of jobs to eliminate the dictatorial chain of command and bring all employees closer to the result. This transference of responsibility to the employees allows management to focus on other things such as researching new ideas and processes that are presented by the employees. Employee and Management ResistanceWhenever a company adopts an employee empowerment program, resistance from all levels is expected. Supervisor and Management level employees will often resist empowerment programs because they feel are giving up control that they worked hard to achieve. The human nature to enjoy a feeling of control and empowerment threatens that control. Supervisors and managers must be counseled in advance to make sure that they understand that their input is still crucial and important and that empowerment of their employees will be for the betterment of all parts of the company. One would think that employees would jump at the chance to participate in employee empowerment programs. However, many employees often balk at the opportunity. They often lack the self-confidence to make decisions they know will affect the whole company. Others believe that empowerment is just another word to justify piling more responsibility on the employees. According to Abrahamson (2004) in which he discussed how organizations can go through change overload and how employees can experience change fatigue and burnout. To prevent this, employees must be convinced of the positive effects of employee empowerment. The company must strive to make the employees understand that the program is being implemented because the company values their experience and opinions and truly values their input. EducationOften, both management and employee resistance is caused by the feeling the employees do not have the knowledge needed to make the proper decisions for the company. Education is the key answer to this fear. By educating the employees about the company as a whole and the operations of those outside of their own department, confidence in the employees decisions is heightened. Education about the empowerment process in general will also help to quell fears by clearly defining everyones role within the company following the changes so that everyone knows what is expected of them and is confident with their future within the company. Conclusion Employee empowerment is an important part of the successful operation of todays organizations. By allowing the employees to have in an  input in company decisions not only lifts their morale, but more use of their experience and knowledge with day-to-day operations to make better decisions. This allows the company to service their clients better and ensure the continued success of the company within their market. Companies looking to start empowerment programs should take the time to educate employees completely and discuss the program benefits with all employees at all levels. This will help ensure that all employees are committed to the program and to ensure its success. â€Æ'References Abrahamson, E. (2004), Change Without Pain. Boston: Harvard Business School Press, Retrieved April 4, 2009 from http://www.referenceforbusiness.com/management/Tr-Z/Trends-in-Organizational-Change.html. Heathfield, S.M. (n.d.). Human resources: Employee empowerment. Retrieved April 4, 2009 from http://humanresources.about.com/od/glossarye/a/empowerment_def.htm.

Physician-Assisted Suicide and Euthanasia are Murder Essay -- Euthanas

Euthanasia is Murder      Ã‚  Ã‚  Ã‚   On June 4, 1990, Janet Adkins committed suicide. She killed herself under the supervision of a man named Jack Kevorkian. Again and again, Kevorkian set up machines and killed patients that were supposedly terminally ill. He escaped punishment for years, but on March 26, 1999, Kevorkian was incarcerated for second-degree murder. (Online,99) He had developed many friends and many enemies. One of his followers was a woman who had developed coronary artery disease. Her name was Donna White. She thought about suicide often, especially when her pain was incredibly intense. Help found her before euthanasia did. A hospice care facility heard about her plot to commit suicide, and they found help for her. They provided therapy for her suicidal thoughts and severe depression, and they also provided her with the medication to keep her pain free. She no longer follows Kevorkian's ideals and is against him instead. (Shapiro and Bowermaster, 94) Over 52 patients were killed in "Dr. " Kevorkian's presence. (Online, 99) What if they could have found the help that they needed?    Euthanasia is ending one's life if one has a terminal disease is an incurable condition, and is done by a lethal injection. Euthanasia and Assisted Suicide began in ancient Rome and Greece. They believed that it was okay in certain situations to allow a person to die or to help a person die. This was often the case with the elderly in these cultures. Certain religions are against euthanasia. The Christian, Jew, and Islamic religions all cling to the fact that life is sacred and should not be taken away. In some cultures, helping someone to die is the same thing as homicide, and is treated so in a court of law. (Encarta, 98)    .. ...ailable: http://www.angelfire.com/al/jefspage/index3.html Barnett, Erin Hoover. "Is Mom Capable of Choosing to Die?". 1999. [Online]. The Oregonian. Date of Download: November 15, 1999. Available: http://www.oregonlive.com/news/99/10/st101719.html Cassel, Eric J. "Euthanasia". Grolier Interactive Inc.. 1998 Euthanasia. Gould, Jonathan and Craigmyle, Lord. Your Death Warrant?. New York: Arlington House, 1971. Mattos, Jennifer and Sachs, Andrea. "Defining the Right to Die". Time. April 15, 1996. Pg. 82 Rosenbaum, Stuart E. and Baird, Robert M. "Euthanasia: The Moral Issues". 1989. Opposing Viewpoints. New York: Prometheus Books. Shapiro, Joseph P. and Bowermaster, David. "Death on Trial". U.S. News and World Report. April 25, 1994. Pp. 31-39. Shapiro, Joseph P. "Expanding a right to die". U.S. News and World Report. April 15, 1996. Pg. 63.

International business management Essay

1. Regional integration Regional integration is a process in which states enter into a regional agreement in order to enhance regional cooperation through regional institutions and rules. The objectives of the agreement could range from economic to political to environmental, although it has typically taken the form of a political economy initiative where commercial interests have been the focus for achieving broader socio political and security objectives, as defined by national governments. Regional integration has been organized either via supranational institutional structures or through intergovernmental decision-making, or a combination of both. Past efforts at regional integration have often focused on removing barriers to free trade in the region, increasing the free movement of people, labour, goods, and capital across national borders, reducing the possibility of regional armed conflict (for example, through Confidence and Security-Building Measures), and adopting cohesive regional stances on policy issues, such as the environment, climate change and migration. 2. Internalization Internationalization is the process of acceptance of a set of norms and value established by people or groups which are influential to the individual through the process of socialization. John Finley Scott (1971) Also it can be defined as a process through which we come to identify parts of our culture as part of ourselves especially to norms and values. 3. Internalization process In international business management describes the process in which the firm gradually becomes involved in international business and enters foreign market whereby the discussions and decisions on development of the domestic market and international market are made. The term international usually refers to either an attitude of the firmtowards foreign activities or to tlie actual carrying out of activities abroad.*Of course there is a ciose relationship between attitudes and actuai behaviour.The attitudes are the basis for decisions to undertake international ventures and the experiences from international activities infiuence these attitudes. In the case descriptions we have to concentrate on those aspects of the internationalization that are easy to observe, that is the international activities. We consider, however, these attitudes as interesting and important and the discussion of the internationalization process is basically an account of the interaction between attitudes and actual behaviour 4. Expand Sales Companies sales are dependent on two factors: the consumers’ interest in their products or services and the consumers’ willingness and ability to buy them. The number of people and the amount of their purchasing power are higher for the world as a whole than for a single country, so companies may increase their sales by reaching international business. Ordinarily, higher sales means higher profits, assuming each unit sold has the same markup. For example, the Star Wars cost millions of dollars to produce, but as more people see the films, the average production cost per viewer decreases. So, increasing the sales will be major motive for a company’s expansion into international business. 5. Acquire Resources Manufacturers and distributors seek out products, services and components produced in foreign countries. They also look for foreign capital, technologies, and information they can use at home. Acquiring resources may enable a company to improve its product quality and differentiate itself from competitors in both cases, potentially increasing market share and profits. Although a company may initially use domestic resources to expand abroad, once the foreign operations are in place, the foreign earnings may the serve as resources for domestic operations. 6. Diversify Sources of Sales and Supplies To minimize swings in sales and profits, companies may seek out foreign markets to take advantage of business cycle recessions and expansions differences among countries. Sales decrease in a country that is in a recession and increase in one that is expanding economically. By obtaining supplies of the same product or component from different countries, companies may be able to avoid the full impact of price swings or shortages in any one country. 7. Minimize Competitive Risk Many companies enter into international business for defensive reasons. They want to counter advantages competitors might gain in foreign markets that, in turn, could hurt them domestically. For example company A and company B compete in the same domestic market. Company. A may fear that Company B will generate large profits from a foreign market if left alone to serve that market. Company B may then use those profits in various ways (such as additional advertising or development of improved products) to improve its competitive position in the domestic market. Companies harboring such a fear may enter foreign markets primarily to prevent a competitor from gaining advantages. 8. Controlling Expenses Every business wants to have low expenses; so some companies will therefore enter the global arena to minimize their costs. Companies will examine the resources they need and where they can get them at the lowest price. By searching outside of their own borders, companies hope to find more economical solutions to the production and manufacturing problems they have. Business might choose to take advantage of lower labor costs, they might move manufacturing plants closer to natural resources, invest in new and more efficient technology, or profit from another countries innovations or tax structures. For example a company that is located in Toronto that gets most of their resources from Japan might want to look into moving the company closer to Japan or they might have to look into finding a new place to get their resources. This is known as outsourcing, meaning that a company will obtain something by contracting it from another source. 9. Diversification In order to diversify a company’s product line they may choose to enter a specific international market. This will apply to both a large scale international business along with a small company. Companies have a foothold in a number of countries so they don’t have to depend on the economy of one country. Companies engaged in international business can protect their investments and their markets by dealing with countries in a variety of countries. A recession in one county won’t have a huge effect if business is doing well in another country. 10. Competitiveness Many companies expand globally for defensive reasons to protect themselves from competitors or potential competitors, or to gain advantage over them. In today’s business environment, even a small business is competing with international businesses. A neighbourhood video store is facing competition from a larger international company such as Blockbuster Video. A local store may have a limited selection because of its small size but it may be able to offer more personal service, a more specialized stock or even lower prices. On the other hand, local businesses may find if difficult to compete with the selection and price that multinational companies can offer. If their businesses are too threatened, they may find wider markets or merge with a larger, possibly international company. International Business Theories Analytical framework of International Business (IB) is built around the activities of MNEs enunciated by the process of internationalization (Kamwesara, 2010p.17). Before emergence of MNEs, Foreign trade and IB were regarded as synonymous and international trade doctrines based on labour cost differentials free trade guided the international transactions among trading partners. Several theories have been formulated which form the basis of international trade and FDI.

The Geography of the Cold War: What Was Containment? Essay

It was a glorious meeting. On April 25, 1945, at the Elbe River in Germany, two powerful armies met. Coming from opposite ends of Europe, the Americans and Russians had cut Hitler’s Germany in two. Now at the Elbe, soldiers from the Red Army of the Soviet Union reached out their hands to their American counterparts. It was a time for great happiness. World War II, the deadliest war in all of human history, was nearly over. Unfortunately, the warmth of the handshakes did not last. The Soviet Union and the United States had serious differences. Their greatest difference was over a political and economic system called communism. In its pure form, communism is a belief that private property should be replaced by community ownership. In the Soviet Union this idea was not easily accepted by the people. Russian leaders Vladmir Lenin and Joseph Stalin were ruthless in their elimination of those who had different ideas about Russia’s future. It is estimated that in the 1930s, Stalin was responsible for killing more than 10,000,000 Soviet people who he believe were in his way. Soviet communists did not like capitalism. They opposed private ownership economies of the United States and its allies. Russian leaders believed that capitalism was doomed and that communism would spread throughout the world. This caused great tension and the emergence of a new kind of war, a Cold War. Mistrust ran deep. In the words of Winston Churchill, it was as if an â€Å"iron curtain† had been drawn between the Soviet-controlled countries in Eastern Europe and the Western democracies. The Soviets had suffered terribly in World War II, losing more than 27,000,000 soldiers and civilians. Stalin was determined that Germany would never be able to strike Russia again. To protect Russia, Stalin wanted a buffer zone in Eastern Europe. It was no secret that Stalin and his successors wanted to expand the Soviet Empire.

Free Essays on Sources Of International Law

Between the various sources of International Law there exists an obvious hierarchy, in which treaty holds undisputed authority. Discuss. In an international system typified by the sovereign equality of states, above which exists no legislator or enforcer, much of international law emanates from the rules such states choose to be bound by. Treaties are a common method of doing this, but they are not the only one. Other sources of international law exist, and to suggestions that treaties hold undisputed authority are false. This essay shall begin with examining the statute of the International Court of Justice (ICJ). This Article indicates three primary sources of international law and some subsidiary sources. This will be followed by a brief description of each of the three main sources. Section 2 asserts that customary law holds equal status to treaty amongst the sources. This is seen through the operation of two principle maxims of interpretation; lex posterior derogat priori and lex specialis derogat generali. It will be shown that these maxims give preference to neither treaty nor custom, but treat them equally. Se ction 3 shall examine the concept of jus cogens norms in International Law. It shall be seen through both theoretical discussion and case law that jus cogens norms override both conventional (treaty) and customary law. They are principles that allow no derogation and nullify any treaty or custom with which there is conflict. However, it will be noted that the potential problems and difficulties associated with jus cogens norms has meant significant development has not been achieved. Nevertheless, it is seen how jus cogens norms sit atop the hierarchy of sources. Section 4 shall examine the source of law known as ‘General principles’. It shall be seen that though commonly and rightly considered to be subsidiary to conventional and customary law, this category can have implications which may limit their superiority. Ce... Free Essays on Sources Of International Law Free Essays on Sources Of International Law Between the various sources of International Law there exists an obvious hierarchy, in which treaty holds undisputed authority. Discuss. In an international system typified by the sovereign equality of states, above which exists no legislator or enforcer, much of international law emanates from the rules such states choose to be bound by. Treaties are a common method of doing this, but they are not the only one. Other sources of international law exist, and to suggestions that treaties hold undisputed authority are false. This essay shall begin with examining the statute of the International Court of Justice (ICJ). This Article indicates three primary sources of international law and some subsidiary sources. This will be followed by a brief description of each of the three main sources. Section 2 asserts that customary law holds equal status to treaty amongst the sources. This is seen through the operation of two principle maxims of interpretation; lex posterior derogat priori and lex specialis derogat generali. It will be shown that these maxims give preference to neither treaty nor custom, but treat them equally. Se ction 3 shall examine the concept of jus cogens norms in International Law. It shall be seen through both theoretical discussion and case law that jus cogens norms override both conventional (treaty) and customary law. They are principles that allow no derogation and nullify any treaty or custom with which there is conflict. However, it will be noted that the potential problems and difficulties associated with jus cogens norms has meant significant development has not been achieved. Nevertheless, it is seen how jus cogens norms sit atop the hierarchy of sources. Section 4 shall examine the source of law known as ‘General principles’. It shall be seen that though commonly and rightly considered to be subsidiary to conventional and customary law, this category can have implications which may limit their superiority. Ce...

French New Wave Essays - Jacques Rivette, Antoine Doinel

French New Wave Essays - Jacques Rivette, Antoine Doinel French New Wave The French New Wave was a movement that lasted between 1959 to 1964. It all started with the Cinematheque Francois, an underground organization that would regularly show older films from around the world. This beget the cine-club, and by the 1954 there were 100,000 members in 200 clubs. From these clubs several magazines were created, the most famous of these were LEcran Francois, La Revue du Cinema, Postif, and the world known Cahiers du Cinema. One of the two most influential people during this time was Alexandre Astruc who declared that, the cinema is becoming a means of expression like the other arts before it, especially painting and the novel. It is no longer a spectacle, a diversion equivalent to the old boulevard theater...it is becoming, little by little, a visual language, i.e. a medium in which and by which an artist can express his thoughts, be they abstract or whatever, or in which he can communicate his obsessions as accurately as he can today in essay or novel. What Astruc was saying , was that the cinema was now as personal as paintings and literature, instead of just a show. The second and most influential of the two was Andr Bazin, who like Astruc believed that the cinema was equal to the novel. Bazin believed in the long take and the deep focus over the Soviet Montage, composition in depth is seen as egalitarian in the sense that everything in the frame exists with equal clarity, thereby giving the spectator a choice: our eyes are free to roam from foreground to background and around. It is closer to the way we perceive in off screen life, and it reintroduces ambiguity into the structure of the image. Bazin also championed the Italian Neorealism movement, for its revolutionary humanism, and its on location shooting, improvisational style, use of non actors, and for its long takes. In 1950s Andr Bazin founded Cahier du Cinema, a magazine that championed the director as Films true author. At Cahier du Cinema, Bazin further developed the theory of director as author of his film, the Auteur. Bazin charted the main areas of film studies as we know them, effectively creating the discipline: authorship, which led Bazins disciples to develop the politique des auteurs. Cahier du Cinema brought together the leading French critics/film enthusiasts of the time- Francois Truffaut, Jean-Luc Godard, Claude Chabrol, Eric Rohmer and Jacques Rivette... These critics began devouring older movies, mostly silent films like, German Expressionism, Italian Neorealism, thirties French films and most particularly American studio films that were banned during Nazi occupation. Here they learned to love directors like Howard Hawks and John Ford, the American masters who were virtually ignored in this country until the French critics made a case for their artistry. These critics also made the world aware of Genre. The examples of genres are the Western films, Gangster films, Musicals, and Film Noir. But the most important observation was the director as Auteur. They championed the director as the auteur, the creator of a personal vision of the world which progresses from film to film. These critics began seeing style and same thematic consistencies in certain film directors, and held them in the highest light. One of the first scandals in this wave of thought was an article written by Francois Truffaut in 1954, A Certain Tendency in the French Cinema. In his essay he criticized the French postwar films that were adopted from novels and were heavily dependent upon plot and dialogue. Truffaut also attacked Jean Delannoy and Rene Clement as they were stopping the growth of film as art. The final influence on the French New Wave came in 1958. The Documentary filmmakers began using lighter and more mobile equipment, using smaller crews, and began rejecting structure in their scripts. Cinema Verite was the name applied, meaning Cinema truth. Then in 1959, France called for a new wave and it got it. The same year, twenty-four French directors made their first feature films, followed in 1960 by forty-three more features. All this was possible to accomplish with the advent of the lightweight film equipment and handheld action ruled the screen. The first of these French New Wave films was Jean-Luc